As a parent, your biggest concern is ensuring the long-term welfare of your children. But, when it comes to children with special needs and disabilities, the planning process can be complex and challenging. It's important to understand that these children have increased financial and care needs and proper planning is necessary to secure their future.

At Monteforte Law P.C. we understand the unique challenges that come with planning for a child with special needs. That's why we're dedicated to providing comprehensive and compassionate special needs planning services to families. Our experienced attorneys understand the importance of appropriately protecting your child's financial future and ensuring their ongoing care.

Failing to plan for a child with special needs can have disastrous consequences. Government benefits, such as Medicaid and Supplemental Security Income (SSI), can be crucial in providing for their care. Without proper planning, an inheritance or gift from a parent could jeopardize their eligibility for these benefits, leaving them with insufficient resources for the future.

The best and most comprehensive option for protecting a loved one with special needs is to set up a Special Needs Trust, also known as a Supplemental Needs Trust. These trusts allow beneficiaries to receive inheritances, gifts, lawsuit settlements, or other funds, while still retaining their eligibility for government programs such as Medicaid and Supplemental Security Income.

At our law firm, we understand the complexities of special needs planning and can guide you through the process of setting up a Special Needs Trust. We know that the future of your loved one is at stake, and we are committed to helping you secure their future.

There are three main types of Special Needs Trusts, including First-Party Trusts, Third-Party Trusts, and Pooled Trusts. We will help you understand the differences and determine which type of trust is right for your situation.

Life insurance can also be an essential tool in special needs planning. Our firm can help you understand the options available to you, including second-to-die policies and other types of life insurance that can provide funding for the trust long after you are gone.

Remember, only an experienced attorney should be handling special needs matters. Our firm has the knowledge and experience to guide you through the complex world of special needs planning and ensure that your loved one's future is protected.

Creating a comprehensive special needs plan is critical for families with a special needs family member. It provides peace of mind and financial security for the future. To help families navigate this complex process, we created a Special Needs Planning Guide that we are certain will be invaluable to you! 

With this guide, families can navigate the complex world of special needs planning and ensure a bright and secure future for their loved ones. Download your FREE copy HERE! 

If you're ready to take the next step and sit down with us, schedule your Strategic Planning Session by calling our office at 978-657-7437, or schedule your session online!

Please note: You will receive a wider range of availability if you schedule by phone.

Michael Monteforte, Jr.
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People come to me in trying times and when I tell them I can help them, the weight falls off their shoulders.