The Truth is: Most Medicaid MassHealth applications get DENIED!

Most applications are denied because that’s what MassHealth wants. It is NOT a partnership where they work with you to obtain benefits. Their goal is to cut costs, and they cut costs by denying applications. The application is designed to trip you up, and should not be done on your own! Most applications are denied at first and have to be appealed.  

Are you or a loved one in need of long-term care?

Are you applying for long-term care benefits through MassHealth Medicaid? Are you hiring a lawyer to do the application for you?

Do you know the cost of long-term care?

It is a harsh reality to face, but almost everyone will need some form of long-term care at some point in their life. As much as our families mean well and want to take care of us, the level of medical training needed to take care of someone suffering from Alzheimer’s or dementia far exceeds what most of us are capable of. It is too much of a burden, despite our best intentions. Most of us don’t want to put our family members in that position. 

Here's a quick story to help put things into perspective. 

Attorney Michael Monteforte’s grandmother and grandfather were in assisted living, at a cost of close to $20k per month! After Michael’s grandfather passed away, his grandmother remained in assisted living, but their savings were all but spent. Michael’s grandmother passed away in 2019, at the age of 92, and at that time, she had enough money left for only three more months in her assisted living facility. They spent EVERY dime they ever made in their entire lives, paying for their long-term care. That very scary fact is what brought Michael to estate planning and elder law. With proper planning, we could have protected their money and had them qualified for long-term care coverage through MassHealth. To make this possible, the application must be done right, the first time, or risk irreparable harm.

If you are looking at protecting your children, or your parents, from long-term care costs, our experienced estate planning attorneys can help. We understand the challenges you may face, such as

  • Protecting your assets from the high cost of nursing home care. 

  • Avoiding the loss of your home or savings to long-term care expenses. 

  • Ensuring that your family is provided for, even if you need long-term care. 

  • Finding the best long-term care options for your loved ones. 

  • Navigating the complex and often confusing world of long-term care and MassHealth Medicaid benefits. 

  • Paying for long-term care and ensuring that your loved one receives the care and treatment they need. 

  • Determining if you or a loved one is eligible for long-term care coverage. 

Let us help you find peace of mind and a secure future by guiding you through the long-term care planning process. 

Do any of those questions describe you or a loved one? If so, read on…

What can Monteforte Law do for you? Our experienced estate planning attorneys can:

  • Assist you in gathering the necessary documents for your MassHealth application. 

  • Secure your bank statements without incurring additional charges from the bank. 

  • Ensure that your application is completed correctly and efficiently. 

  • Thoroughly review your documents to identify and resolve any issues before MassHealth begins its review process.

  • Represent you in fair hearings and appeals if necessary.

  • Connect you with the appropriate resources for in-home or facility-based care.

  • Reduce the stress and burden of the application process, allowing you to focus on your loved one's care.

  • Utilize Medicaid Compliant Annuities and other estate planning tools to help you qualify for MassHealth benefits, even if you exceed the asset limit.

​​Don't assume that you have too much money to qualify for MassHealth long-term care. With our expert guidance, you may be eligible for benefits even if you exceed the asset limit. Do not go at it alone.​  That's what they want. 

We can also help with MassHealth Medicaid Renewals!


Did you receive a renewal application? The government wants you to think that this application is a simple thing and just a formality. DON'T FALL FOR IT. The truth is that a renewal application is reviewed with the same scrutiny as a brand-new application! 

In the old days, once you were approved for MassHealth Long-Term Care, the government mostly left you alone. Well, not anymore!

The long-term care program is costing more than ever and the program is trying to cut costs. This means MassHealth will disqualify you if they can. Even if you were approved years ago! They want you to take the renewal application lightly and try to do it yourself. Then, when you don't do it right, they can terminate your benefits, leaving you with all the costs of long-term care.

Don't let yourself or your family members become a casualty of a flawed and broken system! Hire an experienced attorney to do the renewal application for you.

MassHealth Application Success Rate Mike M

You need an experienced attorney on your side. The MassHealth application for long-term care is an uphill battle that is almost impossible to win. It is a poker game and MassHealth has all the aces. So how do you win? By having Monteforte Law as the Ace up your sleeve! 

Our attorneys know how to handle the challenges and issues that MassHealth can make to your application.

If you complete the application incorrectly, you can do irreparable harm to the person seeking benefits. Some mistakes cannot be fixed later, and opportunities for benefits, especially retroactive benefits, can be lost for good. If you make a mistake on your application, not only do you risk denial, but you also can risk liens on your home. The application is something that needs to be done right, the first time. 

Should you let the long-term care facility do the application for you? 

There are a lot  of services out there that offer to help  but they have non-attorneys completing the application. Our attorneys are frequently called on to fix the messes made by these services when they incorrectly complete the application.  Don’t let a hospital employee or other healthcare professional do your application for you! They may mean well, but they don’t have the ability to handle MassHealth challenges and appeals. Healthcare workers can provide amazing care, but they do not  have a lawyer’s training when it comes to the application and the MassHealth regulations. Even “certified” helpers won’t be there to do an appeal. 

If you do not have experience with these applications, let us take this burden from you.  We take it off your plate so that you can concentrate on caring for your loved one. 

Do it right the first time.

Start by downloading our free book on long-term care, The Long Game, written by Attorney Michael Monteforte himself. For more information on why your MassHealth application can be denied and why you should hire a professional for help, download our free report: 5 Reasons Why Your MassHealth Long-Term Care Application Will Get Rejected.

If you need help with an application, schedule a Strategic Planning Session today.

To schedule your Strategic Planning Session, please call our office at 978-657-7437, or schedule online!

Please note: You will receive a wider range of availability if you schedule by phone.